Wishlist
To keep my mind focused on my goals and engage in some financial exercises for my mindset, I came up with a wish list that might seem crazy without any explanation.
WHATS A WISHLIST
A wishlist is basically something you create to let people know what you need when they're trying to come up with a gift idea for your birthday or just to show their appreciation for you. So, you usually see things like phones, laptops, and other stuff on it.
WHAT'S IN MINE THEN
What makes my wishlist a bit over-the-top is that it includes things like houses and cars, so it's on a whole other level when it comes to money. So, who exactly should I make this wishlist for when it's crystal clear that nobody would actually get me stuff like that?
Like birthdays, when people ask me what I'd like to have on bd, I honestly want nothing. The things I truly need are not things you can buy for me. So, I'll just take care of it myself. That's why I made a wishlist for myself, to keep track of things that really matter to me.
SO WHY MAKE IT PUBLIC
The reason I made a public wishlist is to share my intentions about my life and future. It's like sharing my story and offering puzzle pieces that may explain something about me. I mean, some of you already know what I'm planning, and having a wishlist adds context. Like, if you knew where I'm heading, now you also know what I'm would do there.
ANOTHER REASON TO DO IT
Finally, it feels really great to have an understanding of how much your future might cost because that information gives you an idea of how well you're doing financially and how quickly you need to work to achieve your goals. Currently, I take something I want to get and divide its price by 12 months. If it still seems unrealistic, I divide that number by the number of years it would take to realistically afford it. For example, let's say I want a 370z that costs $50,000. Dividing it by 12 months means I would need to come up with $4,166 per month, and I would own the car in just one year. If that is still too much, I divide by the number of years. That means I would need to pay $2,083 per month to own it in two years or $833 per month if I want to own it in five years. And so on.
YOU SHOULD TRY IT
Perhaps you should just go ahead and do it yourself. You don't have to make it public, but it's nice for you to explore things you envision in your future and grasp their costs. It's quite an inspiring experience, although some might see it as a tad bit stressful. But I personally believe that a little bit of stress can be beneficial too.